Are you looking to buy a home or renew your mortgage? Do you need a personal line of credit or help taking out a home equity loan or HELOC mortgages? At Lakeland Mortgage, we want to help. Located in Bonnyville, we serve clients throughout Alberta with our head office being Trilogy Mortgage Corp - The Mortgage Centre.
We offer a variety of services for our clients, who range from first time home buyers to clients dealing with difficult rental properties and credit situations. With our 20 years of experience in the mortgage business, we’re confident we can help you with your mortgage needs. See our list of services here.
We’ll always take care of you when you need a Mortgage Broker in the Bonnyville area. We’ll provide you with the information you need and help you take advantage of the best rates available. As well, we only pull your credit bureau once therefore saving your credit score from going down. Here’s what you can expect from us:
Our staff of Bonnyville Mortgage Brokers is knowledgeable and experienced. We know this business forwards and backwards and want to pass that knowledge onto you. That’s why we work with you step by step in the process of buying your home, explaining everything you need to know. We also provide mortgage calculators and insurance information to assist you in the mortgage process.
We provide rate comparisons from multiple banks. This way, you’re guaranteed to get the best rate for your mortgage that Bonnyville and the surrounding areas have to offer.
We have online applications to speed up the mortgage application process. Give us a call and we can answer any questions you may have at no cost to you, the banks pay us a commission for your business. We also provide free mortgage planning tools and resources for use online.
Great Rates, Without the Hassle
Going directly to the bank to find the best mortgage rate can be a hassle because of several different reasons. If you’re shopping around, you’ll have to drive to several different banks and talk to several different people about their mortgage rates. Then you’ll have to put all the data together yourself to find the best rate.
By choosing to go to a mortgage broker in Edmonton, Bonnyville and the surrounding areas, you’re removing the hassle from getting a great rate. You visit one location, talk to one broker and have someone else give you the data. Your mortgage broker will find great rates for your dream home, and all you’ll have to do is choose the right one for your needs.
This is a question I get asked a lot. It’s kind of like seeing an insurance broker- they shop around for your specific situation and find the best price for you for the best policy to suit your needs.
We are the same as an insurance broker; we have access to many banks and all their mortgage products and interest rates. As a mortgage broker, different banks are competing for your business; therefore we get the lenders sending us their best rates.
When you walk into a bank, it’s the opposite; you find out if you're approved or not and secondly, if they will take your business. Unlike when working with me, the BANK decides what interest rate they will give you.
So you have a great advantage through a mortgage broker. It’s like shopping at many different places at once! And the best part is that not every single lender will pull your bureau; they take our bureau to review which won’t lower your credit score…what WILL affect your credit score though is walking into separate banks and having each bank pull your credit bureau. To have access to all of the different banks and lenders gives you so much more opportunity to choose the right mortgage product for you vs just one bank’s product. There are more products out there than you can imagine!
Contact us today for mortgage renewals, debt consolidation, home buying refinancing, and more at 780-826-3544.
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